Inside the Margins Podcast

Risk management is often invisible until something goes wrong. But the best risk leaders aren't just gatekeepers—they're strategic partners navigating complexity at the highest levels.

That's the focus of Inside the Margins, our new podcast exploring how senior risk professionals operate at the intersection of markets, infrastructure, and regulation.

We're interested in the real conversations:

-How do you set risk appetite in a fast-growing FinTech versus a traditional bank?

-What does escalation actually look like when you spot something the business do- esn't want to hear?

-How do you make decisions under volatility with incomplete data?

-What did you learn managing risk through actual market stress that no textbook teaches?

These aren't talking heads. They're practitioners with Board accountability, regulatory scrutiny, and real capital on the line.

Is ESG just compliance… or is it financial risk hiding in plain sight?

In this episode of Inside the Margins, Matthew Komos sits down with Richard Branco, Head of Risk Management Solutions at Climcycle, to break down how climate and ESG risks directly impact credit risk, loan losses, capital allocation, and portfolio strategy.

How do you build faster mortgage decisions without weakening risk control?

Can AI really improve underwriting, governance, and operational resilience, without turning lending into a black box?

In this episode of Inside the Margins, Matthew Komos sits down with Raza Sadiq of MQube to explore what it takes to modernize mortgage lending in a regulated environment. With experience across major banks, challenger institutions, and now an AI-led mortgage platform, Raza brings a practical view on how credit policy, underwriting, technology, and enterprise risk need to work together if speed is going to scale properly.

What really drives profitability in auto finance?

Is it marketing growth targets or long-term risk discipline?

In this episode of Inside the Margins, Matthew Komos sits down with Nuno Marques, former Chief Risk Officer at FCA Bank and Santander Consumer, to unpack the real tension between marketing, credit risk, dealer financing, and regulation. Nuno’s journey from marketing into risk leadership gives him a rare perspective on how growth and risk truly interact inside financial institutions.