OGMA R&A provides experienced Chief Risk Officer, Chief Analytics Officer, and Risk Management and Analytics oversight and guidance on an as needed or on-demand basis. On-demand services allow you and your company to have all the expertise without impacting headcount or committing to the full salary and benefits of a full-time executive. This arrangement can provide your existing in-house analysts the necessary oversight on analyses or projects to achieve your objectives without impacting your existing team. If you find your existing team does not have the experience or skills necessary to achieve your objectives, OGMA can deploy a flexible resource pool of analysts that are trained on and understand the data, reporting, models, and other facets of your specific set of circumstances and become an augmented support staff. These resources are only paid for when used, which provides a variable cost structure and savings, that is often advantageous for clients.

Regardless of which direction you choose, this component can often be a natural next step after the Foundation is completed.

Our cost-effective delivery model:

Our On-Demand services are made possible by OGMA's blended resource model. You'll work directly with experienced, local risk management professionals who understand your market, regulatory environment, and business challenges. Behind the scenes, our offshore team of data scientists and statisticians provides efficient analytical support—from data processing to model development to reporting infrastructure.

This approach gives you the best of both worlds: the strategic insight and client partnership you'd expect from a premium consultancy, combined with the cost efficiency that makes ongoing advisory relationships sustainable. It's how we deliver Chief Risk Officer-level expertise at a fraction of the cost of a full-time executive hire.

Why this model works for On-Demand services:

• Direct access to senior local consultants who serve as your strategic partners

• Scalable analytical capacity without adding headcount to your team

• Reduced overhead costs passed directly to you

• Faster turnaround on analytical projects through time zone advantages

• Enterprise-grade work product at sustainable price points

On-Demand services can include, but are not limited to:

•Risk Management Assessment and Roadmap Development

•New Decision Engine Implementation or Evaluation

•Risk Strategy Evaluation and Re-development

•Regulatory/Compliance Review and Change Implementation

•Fair Lending Evaluation and Assessment

•Risk Management or Analytic Staffing Support

•Process Mapping, Improvements, and Documentation

•Risk/Credit Committee Set-up and Oversight

•Due Diligence Support and current or potential Investor Meeting Support

•Loan Review

•Internal Audit Review and Augmentation

•Operational Assessment

•Loss Forecasting

•Response Model Evaluation and Analysis